Fri, 14 August 2020
Dr. Bryan Taylor joins Jason Hartman as they rewind the clock 1,000 years to look at the history of interest rates and housing costs. The bubonic plague and the Spanish Flu have both had an impact on economics. How does this relate to Coronavirus? Living in urban areas has historically been out of necessity. Currently, technological advances have taken away the demand for living in highly populated areas. Taylor and Hartman discuss the change in housing costs as influenced by the bubonic plague 800 years ago, but how reliable is this information? Key Takeaways: [2:00] Are interest rates the lowest they’ve ever been in history? [3:20] Government debt explained based on the influences surrounding World War II [4:20] Did Paul Volcker make the right moves? [5:30] Are interest rates too low? What’s the fallout? [8:30] Prices are being controlled mainly by a lack of demand. [12:00] Flashback 102 years to the Spanish Flu, what happened economically? [16:00] Are we to face a repeat of the roaring ’20s? [20:00] Technology has solved the necessity of living in urban areas. [21:15] During the bubonic plague, 1/3 third of the population was wiped out, while the houses remained, causing the most significant housing price drop in history. [25:25] How reliable is 800-year-old data? Websites: www.JasonHartman.com/properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN |
Fri, 7 August 2020
Dan Millman, author of The Life You Were Born To Live, is here to discuss the loneliness epidemic as well as his recent book. The question that surrounds this discussion is, "What do I want to look back on five years from now, when this is behind us?" Dan and Jason discuss the challenges of constraints but the creativity that comes from it. How will people cope with the loneliness epidemic? Key Takeaways: [0:00] Guest Dan Millman [2:45] How will people cope with the loneliness epidemic? Will coronavirus impact our interaction with technology in a positive way? [5:00] There’s a huge difference between not being able to eat, and choosing not to eat. [8:00] Constraints breed creativity. [11:00] Athlete’s understand the law of presence. [15:15] Are we spiritually weight lifting now? [17:45] Being at home, and less stimulated, is tuning up our RAS, reticular activating system. [19:45] “Right now humanity is going through a transformation and no one promised that it will always be pleasant.” -Millman [24:00] What do I want to look back on five or ten years from now? How did I treat this period? Websites: |
Fri, 31 July 2020
Nobody wants to live in high-density areas anymore. It’s gone beyond the fear of coronavirus. Investment counselor, Doug, talks with Jason about Inflation, Inflation, Inflation. As well, Doug and Jason discuss the middle-class fiction. What is happening to our middle-class, and how can we learn to create wealth? Finally, rent is due, and residential tenants are paying, but are commercial real estate landlords having the same good fortune through pandemic times? Everyone is working from home, and most people are enjoying it. Key Takeaways: [2:30] Nobody wants to live in high-density areas anymore. It’s more than just coronavirus urging persons to move to suburban areas. [5:00] We are watching the ultimate collapse of the “middle-class fiction.” [9:30] The whole middle class is being hollowed out. [12:45] Rent stability seems to be almost on par with previous years. [16:00] Commercial tenants are having a much bigger problem paying rent when compared to residential tenants. [20:00] Inflation, Inflation, Inflation. [26:45] If you give the government unlimited authority to deal with the climate, it won’t fix the climate. Instead, you’ll have an authoritarian government with an equal or worse climate. [31:30] People can work remotely, and they like it! Websites: www.JasonHartman.com/properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN
Direct download: AIPIS_Inflation_Sectors__Rent_Collection.mp3
Category:general -- posted at: 12:00pm EDT |
Fri, 24 July 2020
The Mortgage Coach software was designed to help people analyze the mortgage as a part of the asset. Dave Savage and Jason Hartman walk through the four essentials that every family should know when getting into mortgage debt. This episode builds your strategy and understanding of mortgage as an investor or for your residence. Stay tuned for a quick walk-thru of refinance options and buy-downs. Key Takeaways: [2:25] Start with Why? - Simon Sinek [3:30] The four essentials that every family should know when getting into mortgage debt. [5:45] How can we become debt-free faster, or invest the difference? [9:10] Refinancing options. [13:30] Breaking apart buy-downs. [14:45] Points are just interest. You can pay interest in advance or monthly. When is it economically smart to pay points. [19:00] Go beyond the rate sheet that your loan officer gives you to calculate your wealth potential. Websites: www.JasonHartman.com/properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN
Direct download: AIPIS_The_Mortgage_Coach_Dave_Savage.mp3
Category:general -- posted at: 12:00pm EDT |
Fri, 17 July 2020
Real Estate Star, Bryan Casella joins Jason Hartman from sunny California to share tips on getting started in real estate. This interview is all about having a top producer mindset. Bryan shares his story from pro basketball to real estate broker and the tips he’s learned about being on a high level of success. Bryan answers questions about what he studied to gain the knowledge and tactics he used to get ahead. Key Takeaways: [2:00] How did you go from a professional basketball player to a real estate broker? [6:00] “Getting started and door knocking was my claim to fame.” - Casella [7:13] Were you prospecting in a sort of shotgun-style, or farming specific areas? [8:45] In regards to career-advancing, Casella studied the greats and got certified in hypnotism. Mind and communication versus sales and techniques. [12:00] Are you the agent concerned about the latest and greatest tech, shotgun, and sweat, or combining the two? [15:12] It’s the Production versus Production Capacity balance. Websites: www.JasonHartman.com/properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN |
Fri, 10 July 2020
Dr. Richard D. Wolff, professor of economics and author of Understanding Marxism, joins Jason Hartman today, discussing the global economic meltdown. Wolff shares his interpretation of marxism and why he believes that is has been poorly applied. As well, Hartman and Wolff discuss capitalism in America, the perception and the reality. Wolff and Hartman discuss the disproportionate pay between CEO and workers. The CEO to worker compensation ratio has changed dramatically. Wolff states that a cooperative/directorship might work using the example of The Mondragon Corporation. Key Takeaways: [2:15] Was Karl Marx's ideas applied wrong? [8:45] "A liberal and a marxist are not the same things." [10:30] What is a Marxist? [12:45] Capitalism didn't make the break from fatalism and slavery that it thought it did. [16:45] Did any country have genuine pure marxism? [20:30] "There's a reason that a very small number of people are capitalists (entrepreneur) and a very large number of people are workers" - Wolff [20:45] How do we solve the issue of disproportionate pay between boss/worker, redistribution? [24:00] How would a company run with a representative republic, cooperative, or directorship? [25:10] Successful Co-op, The Mondragon Corporation. [31:45] What is the Yellow Vests Movement? Websites: 1-800-HARTMAN www.JasonHartman.com/properties
Direct download: AIPIS_336_1503_Richard_Wolff_Part_1-2.mp3
Category:general -- posted at: 9:00pm EDT |
Fri, 3 July 2020
Adam Robinson is on the show today to dive deep into the collapse of a global market. It’s not just about inflation and deflation; it’s about understanding the collapse of the velocity of money. Now, the majority is trying to understand negative interest rates. Adam Robinson returns to the show to further his discussion with Jason about macroeconomics. A system based on radical consumption is a losing battle. How has this shaped us, and how has the coronavirus changed how we eat, dress, consume, and even view real estate? Key Takeaways: [1:00] Millennials, Gen Z, or people in the prime of their life can afford Manhattan and are looking to migrate away from high-density areas. [3:00] Are we looking at a collapse in the global economy? [9:15] What would the economy look like if everyone got a check for $100k? [13:10] Inflation and deflation aside, what we care about, is the velocity of money, which has collapsed. [15:45] With negative interest rates, we are paid to own gold. [22:10] A system based on radical consumption is a losing battle. [25:45] Let’s break away for a Google/Psychology session. [31:00] Our home life has changed so much. How we eat, dress, and purchase, things have shifted because of the Stay-At-Home orders. Websites: www.JasonHartman.com/properties
Direct download: AIPIS_1498_Global_Macro_Advisor_Part_2.mp3
Category:general -- posted at: 9:00pm EDT |
Wed, 1 July 2020
Founder of BRRRRInvest.com, Adam Jason, real estate attorney and BRRRR investor, joins Jason Hartman from Medellin, Colombia to discuss some different methods of real estate investing, particularly the BRRRR method! We also dive into the online deal analysis and legal solution he has specifically-crafted for BRRRR investors! Adam points out some key differences in rehabbing a home when the expectation is set for flipping versus renting. As well, Adam shares some experience working with contractors, and what you need to do to avoid certain problems. Key Takeaways: [1:45] What does BRRRR mean? Buy, Rehab, Rent, Refinance, Repeat [3:30] What is the reason for the renewed interest in the hold concept? [5:00] The rehab market has different expectations for renting and flipping, explained by Adam. [6:30] How do you get deal flow? [10:20] What are some of the tricks of the trade for this method? [12:00] What typical problems do you see with contractors? [15:00] Working with contractors, incentives, penalties, and supply delays. [18:00] What motivated your move out of the U.S. and to Colombia? [22:30] Explain the landlord-tenant laws in Colombia. Websites: www.JasonHartman.com/properties |
Sat, 20 June 2020
Dan Franks joins Jason today as part of a client case study. Dan is a former CPA, happy to have handed off the CPA duties to someone else as he manages his investment portfolio. As a fellow podcaster, he understands the value of information through podcasting and is here to share his story as a twelve-year listener of this show, and real estate investor. Key Takeaways: [2:30] Dan Franks, the first podcast ever listened to was Creating Wealth. Now, the Podcast Movement [8:00] How and where did you get started investing? [9:30] What got you interested in real estate, and the podcast? [12:00] What was step two for real estate investing? [17:00] When hiring an accountant, it’s great to find out if they speak the lingo of someone involved in real estate investing. [20:00] How did this transform from investment to real estate business for you? [26:15] What are your goals with your real estate portfolio? Websites: Podcast Movement with Co-Founder Dan Franks www.JasonHartman.com/properties
Direct download: AIPIS_Client_Case_Study_Dan_Franks_CPA.mp3
Category:general -- posted at: 9:00pm EDT |
Fri, 12 June 2020
Expert of home inspections, Kathleen Kuhn, joins Jason Hartman to share what to look for and what’s most problematic in home inspections. Kathleen gives the 101 and the advanced tools needed to make sure that you get your home inspections done properly. Key Takeaways: [1:00] Always get a home inspection, learn from the best, Kathleen Kuhn. [1:30] What are some of the most common home inspection problems seen? [3:45] Roof flashing 101, and its importance. [6:15] In regards to home inspection, is there an ideal location, that is less problematic? [7:45] Do you prefer a certain construction style as far as the quality of build? [11:00] Understanding the prices of home inspections and add-on inspections. [14:00] How do you mitigate radon? [15:30] Requesting a re-inspection [18:30] How has the use of drones changed the home inspection process? Websites:
Direct download: AIPIS_Kathleen_Kuhn_How_To_Do_A_Home_Inspection.mp3
Category:general -- posted at: 9:00pm EDT |
Sun, 7 June 2020
Banks are worried, lenders are tightening up, and the overall mortgage process has changed. Aaron Kopelson discusses with Jason Hartman, some of the biggest changes he has seen in the last few months. Key Takeaways: [1:30] One of the mortgage lenders' current biggest fears, and reason for tightening up, is an early payment default or a first payment default. [3:00] What is a jumbo loan, and what defines the limits per market? [5:00] There’s no appetite from investors that want to buy mortgage-backed securities for these non-QM loans. [7:00] Real estate is a credit backed asset. When the financing starts to dry up, so do the prices. [10:00] Nobody was paid to put the breaks on and look at where we ended up (2008 recession)? [11:20] Fannie and Freddie are allowing for drive-by and desktop appraisals. [14:25] Is mortgage insurance allowed on investment properties? [18:10] V.O.E. Verification of Employment [19:45] What’s an overlay? Websites: Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN |
Fri, 29 May 2020
Ellen Brown is today’s guest here to discuss Universal Basic Income, UBI. As well, she shares some interesting details about what happens to the money when a debt is paid. How did China increase its money supply by such a large percentage in two decades? Key Takeaways: Guest: Ellen Brown, author of over a dozen books including, The Public Bank Solution, From Austerity to Prosperity [2:30] What is a postal account? [10:45] What is the end game of money spending? [12:10] Money is lent into existence. Banks create the principal but they don’t create the interest, so debt always grows faster than the money supply. [15:00] The real economy is always short of money because there’s a hole in the bucket that always drains into the financial economy. [16:00] What is the financialized economy? [20:20] Debt grows until it gets so high that people can’t borrow anymore, so they pay down their debts instead of taking out new debts. That shrinks the money supply. That goes into deflation which goes into depression. [22:30] Money evaporates when it pays off the debt. [26:30] All of our money is credit. China increased its money supply by 1800% in twenty years, and they did not run into hyperinflation. Find out more. Websites: 1-800-HARTMAN Jason Hartman University Membership
Direct download: AIPIS_10th_Show_1455_Ellen_Brown_UBI.mp3
Category:general -- posted at: 12:00pm EDT |
Fri, 22 May 2020
Escape to the suburbs! Jason Hartman and Evan Moffic discuss the changes approaching in how we look at our homes. With the benefit of work and school being just a few feet away from our beds, we are all looking to improve our homes. And for those that are currently renting an apartment in the high-density, urban environments, a move in the direction of suburban-living is looking more and more promising. Homebuilders are saying that they are already seeing the effects of this growing trend. Fannie Mae and Freddie Mac are buying loans in forbearance and essentially they keep kicking the can down the road, delaying the inevitable. Key Takeaways: [1;30] “Inflation is a disease of money, thus inflation may have become the oldest form of government finance…” - Jens O. Parrson [7:00] Escape to the suburbs! All of the reasons why both present and past. [9:00] People are cocooning in their house. [13:30] Home improvement will climb as a home office and school space is needed, colleges will change their format, gyms will try new concepts. [21:00] Homebuilders have seen sales jump as renters flee small urban apartments. [24:30] Why Elon Musk is talking about moving Tesla out of California. [27:20] FannieMae and FreddieMac are acting in a dysfunctional manner to bail out the system. Websites: Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN |
Fri, 15 May 2020
Jason Hartman and Rabbi Evan Moffic talk about the big migration out of high density areas. Starting in 2016 a trend of moving to low density areas started to grow and the pandemic has encouraged the departure from more densely populated areas. While these trends may rely heavily on the wants and needs of Generation Z, health issues and worker experiences might speed up the migration. Key Takeaways: [4:00] Pandemic proved how densely we are living, and also how successfully you can live working remotely [7:00] Starting in 2016, a trend of non-metropolitan counties were gaining population more-so than metropolitan counties [9:45] A lot of the migration trends could depend a lot on Generation Z [13:00] What led you to believe that this mass migration to lower density living would occur? [16:40] The average population density (APD) of the U.S.A. is only 87 people per square mile [17:28] The APD of metropolitan areas of the U.S.A. is 283 people per square mile, and the APD of New York City is 27,000 people per square mile [21:30] The rise of socialism [25:30] “Expansions make millionaires, recessions and depressions make billionaires” [26:20] “In a recession or a depression, the person who wins is the person who loses the least” Websites: 1-800-Hartman Jason Hartman PropertyCast (Libsyn)
Direct download: AIPIS_1441_Profit_From_Migration_Title_Wave__Big_Government_-_Evan_Moffic.mp3
Category:general -- posted at: 12:00pm EDT |
Sat, 9 May 2020
Today, Jason Hartman discusses the Phillips curve and its relevance to our current economic situation. While we are all challenged in ways to adapt to our shelter-in-place advising, several benefits are being popularized out of necessity. Telemedicine, or telehealth, is growing rapidly, and not just for humans. Veterinary practices are using telemedicine for your pet's health as well. Steve Hochberg returns to elaborate on the Elliott Wave. How do we know when we have too much debt, the U.S., or the individual? Key Takeaways: [1:00] Is Kim Jong-Un alive? [5:30] Telemedicine, we’re finally there [8:00] The Phillips curve [14:00] Monetary policy comes from central banks, and fiscal policy comes from the government Guest: Steve Hochberg [22:00] Everything the Fed has said they’re going to do has been backed by the Treasury. The treasury has pledged to cover any losses that the Fed is going to incur through their lending programs, and this can’t go on forever [24:00] How do we know when we have too much debt? [28:30] “I think there’s a huge bull market starting right now, and it’s the bull-market in cash” -Hochberg Websites: www.elliottwave.com Jason Hartman University Membership 1-800-HARTMAN Jason Hartman PropertyCast (Libsyn)
Direct download: AIPIS_1448_Phillips_Curve_Elliot_Wave_Steve_Hochberg_PART_2.mp3
Category:general -- posted at: 12:00pm EDT |
Wed, 6 May 2020
Jason Hartman shares sound advice on the top four reasons that a company fails. Steve Hochberg joins Jason to break down the methods of the Elliott Wave Principle. Listen to how the Elliott Wave Principle used collective investor psychology to predict 2020 stock market trends, without the influence of Coronavirus, as early as late 2019. Will we continue to see the stability of linear markets vs the volatility of cyclical markets, post-pandemic? Do recessions cause cautious businessmen or do cautious businessmen cause recessions? Key Takeaways: [2:30] From a discussion: the four primary reasons a company fails [4:00] Number one, FEAR - Faults, education, appearing, real [5:15] Number two, mindset [9:00] Number three, lack of connections [11:30] Number four, Lacking systems and process [15:20] What is going on in the financial world? [17:00] Unfolding the Elliott Wave Principle [18:20] “Late 2019, the U.S. economy had some very strong economic numbers, the social mood was very elevated, but there were some underlying problems going on” [19:20] The yield curve: the three month U.S. Treasury bill yield minus the ten year U.S. Treasury note, had inverted, which was a key indicator in the last months of 2019. [23:00] Cyclical vs linear markets, post-pandemic [28:00] Do recessions cause cautious businessmen or do cautious businessmen cause recessions? [30:00] An Elliot Wave is a hierarchical fractal, it has self-similar patterns at all degrees of the scale [30:45] Why do you prefer the DOW over the S&P? Websites: www.elliottwave.com Jason Hartman University Membership 1-800-HARTMAN Jason Hartman PropertyCast (Libsyn)
Direct download: AIPIS_326_1447_Phillips_Curve_Elliot_Wave_Steve_Hochberg.mp3
Category:general -- posted at: 9:00pm EDT |
Fri, 1 May 2020
There’s no place like home. Jason Hartman interviews Dottie Herman on her track to success, from realtor to CEO. Dottie shares her experiences in New York post 9/11, and how this affected the overall mood of New Yorkers and how they wanted to live. What kind of conclusions about shifting mindset from Covid-19 can we draw about the American home? Even banks are scared about giving housing loans with so many jobs in the air. With the current credit problems and mortgage issues, housing prices in the near future are a big question mark. Key Takeaways: [1:00] The escape plan around the world [2:45] Check out shows on UN Agenda 21 [8:40] The current mortgage and credit problems might influence housing prices to drop [12:20] “You don’t just turn a key and everything starts all over” [12:45] Banks are double-checking if people have jobs, they are scared they are going to get burned [16:10] In harder times, like post 9/11, people want to be with their families, and in homes that are comfortable and accommodating of their family. [23:00] The millennial generation has different needs and wants in a home as compared to that of the baby boomers [27:00] "If you really want to make money, and you really want to acquire wealth, you need to own real estate" [30:30] When compared to stocks, real estate will always be here and easier to understand [31:00] As Dorothy said, “there’s no place like home” [32:00] Don’t be afraid to fail, and don’t be afraid of the word no Websites: Jason Hartman University Membership 1-800-HARTMAN Jason Hartman PropertyCast (Libsyn)
Direct download: AIPIS__1449_Dottie_Herman_Douglas_Elliman.mp3
Category:general -- posted at: 12:00pm EDT |
Fri, 24 April 2020
Beware of the 'invisible tax,' inflation. Jason Hartman discusses inflation, poverty, and work-from-home lifestyle and advantages. In these challenging times, what professionals are able to stay optimistic? How are the elites transferring wealth? In part II of today’s show, Jason interviews Jessica Mah, founder of inDinero. Tune in for pro-tips on loan approval for PPP & EIDL. How can you optimize your time with loan delays, and get ahead of the game? And, don’t forget to prep for the end-game of these loans, will they be forgiven? Follow the rules and we shall see. Key Takeaways: [3:15] There are two types of taxation that we are paying: 1) The tax that we see, income tax, sales tax, etc 2) The inflation tax, which destroys the purchasing power of our money [7:30] People are being driven into poverty in this quarantine, making it very difficult for some to adjust to the work-from-home lifestyle [13:30] “Tis the set of the sails, And not the gales, Which tell us the way to go.” -Ella Wheeler Wilcox [16:00] How are the elites transferring wealth? [19:30] Jessica Mah, founder of inDinero, helping entrepreneurs run better businesses [20:50] PPP has run out? Only 6% of all applications have been approved by the SBA and funded. [21:15] The SBA is saying the best option is to use the bank you are already with, although Jessica has seen more success getting a loan through smaller regional banks [23:15] Have you seen success in getting loans with brokers? [25:30] Every bank is accepting PPP & EIDL applications even though they’re both on hold due to running out of money [26:45] How can you be successful at getting your slice of the bailout pie? [18:30] Pro-Tips: Show your work; have an excel spreadsheet that shows how you came to your figures [30:30] How difficult is the one-page application? [31:00] The Magic Question, “What is all of the information you need from me in order for the bank to formally process my loan application and submit it to the SBA?” [34:00] This loan could be forgiven if properly played out [38:00] Encouraged to apply for PPP & EIDL, but PPP is the better of the two options for covering big payroll sheets Websites: covid@indinero.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN
Direct download: AIPIS_1439_Jessica_Mah_inDinero_SBA_LOANS_PPP_EIDL.mp3
Category:general -- posted at: 10:00pm EDT |
Mon, 20 April 2020
Our guest today returns to the show to discuss the looming recession due to the coronavirus. China is coming back online with products, but who will be on the receiving end? Jason shares predictions on the rise of suburbia and the ever-diminishing desire to live in high-density cities. Who will receive the U.S. bail-out? Key Takeaways: [2:30] You can’t shut down the economy for even 90 days and expect to not have a major recession [3:50] China is coming back online to some extent now [7:48] Why would the U.S. bail out the cruise lines? [13:00] The Federal Reserve is now a bond buyer and might soon become a stock buyer as well [16:50] What’s to be made of all of the sudden CEO resignations? [19:15] Expansions create millionaires but recessions create billionaires [27:30] The rise of suburbia Websites:
Direct download: AIPIS_323_COVID_Brings_Money_To_U.S..mp3
Category:general -- posted at: 12:00pm EDT |
Tue, 14 April 2020
Stay Calm, Keep Good Counsel, Keep Your Eye On The Ball, Take Action. Rinse, and repeat. Jason Hartman is joined in today’s episode with his co-host from the Solomon Success Show, Rabbi Evan Moffic. Evan brings up some challenging questions about a new potential tax break from the CARES Act. What does Trump bring to the table as our first RE President? Will there be a global currency or an ever-growing nationwide rental assistance program? Key Takeaways: [1:25] New tax break, CARES Act, using depreciation to offset capital gains? [5:20] Trump is the first RE President [8:30] Herd immunity thoughts in the U.S. [10:00] Public health is linked to the economy [12:30] Stay calm, keep good counsel, keep your eye on the ball, take action [23:00] Review from a listener, Andrew. Thank you! [25:15] Will we go to a nationwide rental assistance program, like section-8? [27:00] Will there be a push to a crypto-currency? Websites: www.JasonHartman.com/Properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN
Direct download: AIPIS_322_CARES_Act_170_Billion_RE_Investors.mp3
Category:general -- posted at: 12:00pm EDT |
Wed, 8 April 2020
How have short-term rentals changed amid coronavirus? Jason interviews Evan on his recent short-term rental purchase and how bookings have changed. Once again, this proves the shift from high-density living environments to low-density dwellings. Stay tuned in to hear from a local market specialist with details on Jacksonville, Ocala, Palm Coast and Atlanta. What information can we learn about current mortgage rates and how they compared to rates post 9/11? Key Takeaways: [4:00] Closing on a potentially life-changing short term rental, with Evan [7:30] Airbnb property manager is using dynamic pricing [9:45] Lower density areas are perks for short-term rentals, especially if they are in driving distance from high density locations [14:45] Real estate, if you can stay when others fold you’re really in good shape [18:00] Part II - with local market specialist [26:22] Current mortgage rates are better now than we’ve ever seen [27:40] Updates on Jacksonville, Ocala, Palm Coast, Atlanta Websites: www.JasonHartman.com/Properties Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN
Direct download: AIPIS_CW_1423_Airbnb_vs_Coronavirus_Market_Profiles_At_Jack_Palm_Ocala.mp3
Category:general -- posted at: 12:00pm EDT |
Fri, 3 April 2020
Jason Hartman talks Real Estate Wholesaling with Lex Levinrad. Lex takes us through his work-flow and how his business spans real estate wholesaling, flipping, and rentals. Jason finds out how Lex is continuing to find foreclosure inventory and talks about the anticipation of changes in the next three years. Key Takeaways: [1:26] Explaining wholesaling [5:00] How are you finding foreclosure inventory, and is it more-so of a struggle currently? [7:30] With current trends, short-sales will become a booming business again in the next couple of years [9:30] What’s the step by step? [12:55] Understanding the concepts of whole-saling, and the order of process [19:30] No matter what you are doing, flipping, or wholesaling, remember to keep a couple of rentals as well Websites: |
Wed, 1 April 2020
Almost speechless, Jason Hartman discusses financial strategy along with best/worst-case scenarios in dealing with the Coronavirus. The economy of planet Earth is possibly facing a global hibernation, how long will it last, and how will we recover? In today’s second segment, Jason speaks with guest Drew Baker, about self-management tips and applications to ease some of the hassles. Drew speaks about his experiences with the value of quality tenants. Key Takeaways: [2:51] The economy of planet Earth is going into hibernation mode [4:08] “Buy on fear, sell on greed.” -Warren Buffet [6:28] How do you recover from a couple of months sliced out of an annual GDP? [8:15] Exploring best/worst-case hypotheticals [12:05] Supply/demand shock [14:00] Inflation Induced Debt Destruction profits to come [17:30] Drew Baker [18:43] Buildium vs Property Tracker [23:00] A better quality tenant can make for an easier self-management experience, a lower quality tenant makes the property manager a little more needed [27:00] A great tenant goes a long way [32:00] Coronavirus, a baby-boomer bomb Websites: Jason Hartman PropertyCast (Libsyn) |
Tue, 31 March 2020
Today, Jason Hartman unlocks one of the most powerful investment tools as an alternative to the 1031 exchange. The great thing about coupling an unsecured loan with a qualified intermediary installment sale is that you start with a new property and a new depreciation schedule. Before this investment skill is revealed, Jason shares an update on the promise of the ‘federal’ reserve plan to keep the economy in shape. Beware of the elevator, even the NYTimes is talking about the population density problem. Key Takeaways: [2:10] The US ‘federal’ reserve is taking the role of buzz lightyear, to infinity and beyond. They will provide unlimited asset purchases, with no limit to what they will do to prop up the economy [5:32] Winning is a relative game: Here’s how you do it! [9:35] “Density is really an enemy in a situation like this (coronavirus)” NYTimes Dr. Steven Goodman, an Epidemiologist at Stanford University [10:10] Trump is going to reopen the US [11:00] Chinese are cleaning their money, digital currency [12:00] Everybody needs more room if we are going to be at home all the time [14:25] Guest, Tom [16:45] If you do an installment sale, you pay taxes on an annual basis [19:15] Why is a QI (qualified intermediary) needed? [25:50] The great thing about coupling an unsecured loan with a qualified intermediary installment sale is that you start with a new property and depreciation schedule [28:50] Don’t forget the rule of 72 [33:10] This can be a rescue from a 1031 exchange that isn’t working out Websites: 1.800.Hartman Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)
Direct download: AIPIS_1031_Exchange_Alternative_with_Tom.mp3
Category:general -- posted at: 12:00pm EDT |
Mon, 30 March 2020
George Gammon interviews Jason Hartman about The Jason Harman Risk Evaluator. In Part I of this three part series, Jason describes his ‘aha moment’ after 19 years of experience in Real Estate. The story begins with a call from Jennifer, an insurance agent in Irvine, California that leads to the necessity and application for understanding the LTI (Land to Improvement ratio). George Gammon shares an exhausting experience with lot subdivision and development. Eric, the appraiser comes out with good news prompting the question, “how would you allocate the new value between the two primary components, land and improvement?” Jason also shares a modern day story taking place in Seattle, proving once again the risk of investing in a cyclical market. Key Takeaways: [2:20] “No such thing as a passive investment” [4:03] The Hartman Risk Evaluator, LTV and LTI ratios discussed [7:28] The call from Jennifer, the insurance agent [9:45] What factors increase improvement value [19:38] The ingredients of a house, labor costs [30:06] The ingredients of a house, regulations [33:20] The ingredients of a house, cost of energy [35:05] “How do I know the land value vs the improvement value? [47:45] The risk when investing is in high land values [48:26] Three types of markets: linear, cyclical and hybrid. What market is a preferred market for investing? [53:00] Low land value equals low risk, high land value equals high risk [58:10] Human biases: recency bias, sunk-cost bias, and certainty bias can all distract an investor Websites: www.JasonHartman.com/Properties |
Sat, 28 March 2020
Do the Due! Do your due diligence. Jason Hartman speaks with investment counselor Adam Schroeder about key aspects of income property investing including; checking home prices and contacting the Tax Assessor. The two give insight on working with lenders and the importance of home inspection and re-inspection. Key Takeaways: [4:00] Where to find pricing: MLS, Zillow and Tax Assessor [9:10] Pictures can be insanely misleading. Sometimes, it’s not even the same house. [14:25] A quick call to the country tax assessor can give you a ballpark estimate on taxes for an investment property. [19:35] Lender deals can change due to dynamics of reevaluations. [24:00] The licensing laws vary from state to state, check the requirements for you state Websites: |
Wed, 25 March 2020
Jason Hartman and Rabbi Evan Moffic take a look at America's one affordable trophy city: Chicago (which just so happens to be where Evan lives). The two explore the things going on in the area that are helping drive business and helping investors in the area make some good money. Then Jason and Evan explore the Memphis market and what the two like about the future of the city. Key Takeaways: [8:14] YouTube offers the ability to learn anything [12:01] Chicago is the only cheap, iconic city in America [15:50] Democrat leaders in Chicago have still been pro-business [18:48] 2 big things that are happening in Chicago right now that are good for investors [21:55] Evan's thoughts on the Memphis market Website: |
Mon, 23 March 2020
Jason Hartman talks with Jonathan Slain, a high growth leadership coach, founder of www.Recession.com, and author of Rock the Recession, about how to prepare your business to ensure that you not only survive, but thrive through recessions. Having a war chest BEFORE it starts is absolutely crucial to your continued success, so make sure you have a plan and rock your way through any recession. Key Takeaways: [2:08] How do you grow during a recession? [5:59] You can increase your business significantly by spending into a recession [11:39] Make sure you have a recession plan BEFORE the next recession [14:22] Why Jonathan thinks a pullback will happen in 2020 [17:55] Examine your business to find what you can do that will make your competition irrelevant [21:40] The big opportunities lie on the fringes of creativity Website: |
Fri, 20 March 2020
Jason Hartman and Lisa take a look at the phenomenon that's sweeping homebuilders across the country: build to rent. It's something that's not been done before and that Jason takes as a very positive sign for renter growth moving forward. Jason and Lisa then discuss whether the differences between new builds and renovated properties before moving into some market profiles in Florida and Oklahoma City, where we are happy to be venturing back into. Key Takeaways: [2:10] What the build-to-rent phenomenon means the builders are thinking [5:43] Even Toll Brothers is getting into the Build-to-Rent phenomenon [11:42] Jason's thoughts on appreciation of new home builds vs renovated properties [17:04] A clip on the growth going on in Florida. The new Texas? Website: |
Fri, 28 February 2020
Super-Monday, the youngest Creating Wealth listener and a letter about money from the late great Kobe Bryant. Today, investment counselor, Naresh returns with questions for Jason about a few investment properties in “The Vegas of the South,” and Citrus Springs Florida. Jason embellishes on the recurring real estate investment theme of “Refi ‘till you Die.” And finally, the importance of understanding ROA (Return On Amortization). Key Takeaways: [4:28] A Fourplex, new home construction deal! [7:05] Tunica Resorts property, the Vegas of the South [8:32] 32% return on invest IS a conservative number in a multidimensional asset class [8:50] How To Analyze an Asset Class, Free Video - JasonHartman.com [9:45] Advice on money, from a letter that Kobe Bryant wrote [15:30] “Refi ‘till you Die” plan [16:20] ROA return on amortization [26:50] Citrus Springs Florida Website: |
Sun, 16 February 2020
Jason Hartman’s investment counselor, Adam Schroeder, talks with one the network’s lenders to discuss what mortgage rates are in today’s market. The two discuss current events and the impact that those events might have on available rates with the hypothetical purchase price of $100,000. Website: |
Fri, 14 February 2020
Jason Hartman talks with Sharon Lechter, former CEO of Rich Dad & Pay Yourself First and author of Success & Something Greater: Your Magic Key, about her experiences with both the Rich Dad company and the Napoleon Hill Foundation. Sharon provides unique insights into the impact both organizations have had on society today, as well as what she has discovered success means for various people. Key Takeaways: [3:33] Napoleon Hill one of the original self-help authors? [7:48] The different types of success Sharon saw while writing her latest book [10:09] Why the man who sold the patent for the jet ski for $75,000 doesn't regret it Website: |
Fri, 7 February 2020
Jason Hartman talks with Pat Hiban, author of Tribe of Millionaires: What is One Choice Could Change Everything? and co-founder of GoBundance, about the multiple effects that are in our lives and how we can situate ourselves in a way that we can live our best life. Key Takeaways: [3:34] Be careful in good times like these that you're not dealing with people who are just skimming the cream off the top and won't be here for you when things turn [15:36] The "one sheet" idea Pat uses in his masterminds [19:02] The Connection Effect Website: |
Fri, 31 January 2020
Jason Hartman and investment counselor Carrie discuss two properties that are available through the network right now that are definitely worth a look. Listen in to hear about how properties in Maryland and Mississippi might make good additions to your portfolio! Website: |
Fri, 27 December 2019
Today's episode is Jason Hartman exploring Commandment #3: Thou Shalt Maintain Control a lot deeper. Maintaining control in real estate deals has been discussed quite a bit before, but it's not just real estate where control matters. Jason explores the collapse of Enron and why it was such a surprise and why Commandment #3 is crucial even in those scenarios. Key Takeaways: [4:03] Airbnb hasn't been through a recession yet, so there's a lot that isn't priced in to the market [8:06] The 3 major problems when you give up control in an investment [13:54] The Infographics Show: The Business Deception That Cost $60 Billion [16:59] The phrase "financial innovation" is a red flag when you hear it [23:05] Most companies don't have people inside to pump the brakes, because everyone is incentivized to speak highly and show it in the best possible light [25:26] Derivatives are the thing about the thing, but as an investor you want to be as close to the "thing" as possible Website: Jason Hartman Quick Start Podcast The Infographics Show: The Business Deception That Cost $60 Billion |
Fri, 20 December 2019
Jason Hartman talks with client Sean Carroll about the journey he's had with real estate. From starting out as an agent in New York before the Great Recession to losing every penny he had, Sean now has a portfolio of properties that is allowing him to be in the career he wants to be in. Jason and Sean explore Sean's best and worst decisions in order to help you stay on a safe, profitable path. Key Takeaways: [2:42] How Sean lost BIG during the Great Recession [7:31] The deal that truly put Sean under [12:27] The system is set up to create asset inflation [15:02] The owner of a home Sean sold in 2006 is still $70,000 underwater [20:04] Stop calling things problems and start calling them challenges [24:13] Apps, tools, tips Sean has for investors Website: |
Fri, 13 December 2019
Jason Hartman talks with Rich Dad Advisor Garrett Sutton about the issues of rent control, capital flow, and why the Florida court decision on the Olmstead case has had an impact on single member LLCs across the nation. They also discuss the importance of protecting yourself even when you hire a professional to do a job for you. Key Takeaways: [2:21] The state of California is out to commit economic suicide [6:03] There are some exemptions from the state wide rent control for California [10:31] States have the right to make the laws they want, but people have the right to put their assets where they want, and developers are going to put their assets elsewhere [16:17] State wide rent controls will make the capital flow from the states where they're implemented, impacting other markets [19:31] The importance of Florida's Olmstead decision on single member LLCs and charging orders [26:55] When you hire a professional, you're still responsible for any mistakes they make Website: |
Fri, 6 December 2019
Jason Hartman's investment counselor Adam takes today's show to talk with one of the network's lenders to discuss what mortgage rates are in today's market. Basing the rates on a $100,000 purchase price the two explore what rates are available and what things are happening that are impacting rates now and in the future. Website: |
Fri, 29 November 2019
Jason Hartman and one of the network's Florida market specialists discuss the Jacksonville market and what kind of housing is currently available. The two break down a pro forma for one of the available new construction properties and examine why Florida has become such a hot spot for people fleeing both the East and West coast states. Key Takeaways: [3:46] Florida is now drawing people from the East and West coast [5:46] Jacksonville market profile [9:45] Examining a pro forma of one of the new construction properties available in Florida [12:18] There are a couple properties available that you could take advantage of in a 1031 exchange [15:11] People are moving to Jacksonville to be near St Augustine, which is the 2nd busiest place for tourists in Florida behind Disneyworld Website: |
Fri, 22 November 2019
Jason Hartman talks with Spencer Burleigh, co-founder of www.RentTheBackyard.com. Spencer's company will build a unit on your land, list it online, and split the rental profits with you 50/50 as long as you have an area at least 25' by 20' clear and you live in your home most of the year. Listen in as Jason and Spencer discuss the business model and how you can take advantage of it. Key Takeaways: [1:37] What problem is Rent the Backyard addressing? [6:31] Rent the Backyard is able to create a second dwelling on the property without getting the land rezoned [11:07] The stigma behind manufactured housing needs to go away, but it also needs to get cheaper [14:39] The income side of Rent the Backyard's business model Website: |
Fri, 15 November 2019
Today's off-topic 10th episode has Jason Hartman talking with Sally Kohn, CNN political commentator, host of The State of the Resistance podcast and author of The Opposite of Hate: A Field Guide to Repairing Our Humanity, about why there's so much hate in our country at the moment and how we need to continue acknowledging problems and working to get better. Key Takeaways: [4:16] Technology makes us feel more anonymous, which isn't always the best thing [6:54] Does the US deserve credit for being better than the rest of the world? [11:45] What definition of "hate" Sally's working from [15:56] Most people don't think they're hateful, they believe "those people" are hateful so the things they do are justified [19:40] We have been taught throughout history that men should be in positions of power, which is a powerful thing to have to break through Website: |
Fri, 8 November 2019
Jason Hartman talks with Chris Porter, Senior Vice President & Chief Demographer at John Burns Real Estate Consulting, about what trends their company has been seeing. There have been some profound shifts in the way that Americans want their communities, what they're looking for in a house, and whether they even WANT to own a house. Key Takeaways: [2:30] The labor shortage in construction right now is a great opportunity for new technology to come into the market [7:50] Some developer trends going on right now [11:49] The current housing trends of Millennials and Baby Boomers [15:16] Are the insititutional investors here to stay? [19:50] Chris' prediction on home ownership rates has been somewhat right. Why he thinks it wasn't completely acurate [24:43] Why the way generations are widely defined make no sense Website: |
Mon, 4 November 2019
Jason Hartman talks with Matt Curtis, founder and CEO of Smart City Policy Group, about the state of short-term rentals in today's society. Matt explains why he thinks that no matter what people in power do, they won't be able to stop the movement that is short-term rentals. Matt also discusses what he expects for the market when the economy inevitably sinks into a downturn and people stop taking so many vacations, and why a societal shift is key to that. Key Takeaways: [4:06] Technology is leading us closer to a Jetsons like world [6:43] Short-term rentals seem like they're going to win out over areas that are currently resisting [9:57] It's not hard to see why some areas of the country are resistant to the idea of short-term rentals [13:42] Are short-term rentals squeezing renters out of the higher end homes? [18:04] Commercial mix-use multifamily seems to be an area that there's no qualms using for short-term rentals [20:14] What happens to short-term rentals when the next recession hits? Website: |
Fri, 25 October 2019
Jason Hartman talks with Jeb Carty, co-founder of Zumbly, joins the show today to discuss their new product and how investors can use them to maximize their returns. Key Takeaways: [1:38] How Zumbly differentiates itself from generic MLS websites [5:51] All the assumptions in Zumbly's calcuations are adjustable [9:01] Zumbly is hoping to provide the newest of investors the best information possible to make smart deals [9:58] Millennials are looking for a new way to buy [14:26] Zumbly's rolling out in 10 more markets Website: |
Fri, 18 October 2019
Jason Hartman talks with Marc Biron, founder and CEO of Home Diversification Corp, about his product that is intended to help homeowners diversify their market risk in their own home purchase. The product is intended to help protect homeowners from downturns in the housing market in their local zip code by indexing it to the national housing market. Listen in as Marc explains why it would make sense for homeowners and how it works. Key Takeaways: [1:48] How Marc's mortgage product can help diversify market risk [6:07] Marc claims his product is 42% more stable than the average housing market [10:22] A sample case of how the product works [13:51] Home Diversification uses the Zillow statistics for national home price indexing Website: |
Mon, 14 October 2019
Jason Hartman joins Investment Counselor Sara and one of the Florida market specialists to discuss the upcoming Profits in Paradise event and the Florida property tour the Friday before the event. Prior to the Great Recession, the network dealt exclusively with new construction. Now it's a rarity, but Florida (and Atlanta) is able to provide that right now. New construction allows for win-win-win situations between investors, developers, and tenants. Website: |
Fri, 11 October 2019
Jason Hartman and his mom take today's episode to review the book The American Jubilee: A National Nightmare is Closer Than You Think, as well as discussing the impact of loan forgiveness and some self-management strategies that can save you money and headaches when it comes to repairs and tenant retention. Key Takeaways: [1:47] Jason's mom's takeaway from the book The American Jubilee [4:33] The middle class is getting crushed today more than they ever have in American history [7:47] You can use debt as a strategy [11:38] Impact of the bank holiday [14:07] Student loans are being packaged and sold to financial firms just like liar loans were [18:59] The federal government can nationalize your stock and bond portfolio a lot easier than your property [23:08] Turnover can be expensive, but keeping tenants for too long could mean your rents are too low [27:36] The longer your tenant is there the more they treat it like their own home [31:44] A recommendation to reduce your insurance prices Website: |
Fri, 4 October 2019
Jason Hartman talks with Bill Ness, CEO and founder of Neighborhoods.com and 55Places.com, about how to evaluate neighborhoods and the incredible opportunity that the 55+ age market is presenting for investors. Key Takeaways: [1:52] As Bill started Neighborhoods.com, how did he define a neighborhood? [5:02] How do people sort neighborhoods [9:26] Last year only 38% of home buyers were over the age of 55 Websites: |
Fri, 27 September 2019
Jason Hartman talks with Michael Finch, Principal at SVN and SFRhub Advisors, about the latest trend in real estate development: the build to rent model. The two discuss why this model is so popular, why developers love it and why it's not likely to be going away any time soon. Key Takeaways: [1:26] Why is the build-to-rent model so attractive? [6:15] Build to Rent properties tend to haev drastically lower tenant turnover [10:48] Financing build to rent properties [14:09] Do communities have to be all or nothing in terms of build for rent sales? Website: |
Sun, 1 September 2019
Jason Hartman talks with Romana King, award winning real estate writer and director of content for Zolo, about what's going on in the Canadian real estate market (specifically Vancouver), as well as some of the best tips for real estate investors. Romana is another buy and hold real estate investor, and she and Jason explore what the best practices are in that marketplace. Key Takeaways: [4:50] When you purchase a property, the value isn't in the property it's in the land [7:56] Canadian financing options [12:13] Romana's take on Opportunity Zones [15:09] What is Zolo? [17:42] Romana's tips for purchasing investment properties [21:26] Some signs that the area might be a good one to invest in Website: |
Fri, 23 August 2019
In this off topic episode, Jason Hartman talks with Cynthia Kane, author of How to Communicate Like a Buddhist, as well as Talk To Yourself Like a Buddhist, about how we should be communicating with ourself and with others. Too often we say things hurtful to ourselves and our loved ones which we don't even realize until it's too late. Cynthia explains the elements of right speech that will point us in the right direction, as well as the importance of silence. Key Takeaways: [2:30] How does communicating like a Buddhist help you? [6:20] The importance of "Mindful Listening" [8:49] How we can use silence in a positive way [16:24] How do you talk to YOURSELF as a Buddhist? [20:28] You need to pump yourself up with self talk a little bit [22:18] The importance of questioning Website: |
Fri, 16 August 2019
Jason Hartman talks with DeAnn O'Donovan, former President & CEO of AHP Servicing and former Executive VP and Chief Administrative Officer of Wintrust Mortgage, about the practice of investing in non-performing notes and loans. DenAnn explains what she looks for when considering investing in loans, what positions she's comfortable taking, and where you can still find deals in today's marketplace. Key Takeaways: [5:18] Does it matter whether you're in first or second lien position? [9:11] Where do you find the deals in today's market? [19:33] Are there multiple categories of servicers available? Website: |
Fri, 9 August 2019
Jason Hartman talks with Jeff Astor, VP of Business Development at Broad Financial and author of The Ultimate Self-Directed IRA:: Using Self-Directed IRAs & Solo 401ks To Invest In Real Estate, Bitcoin, Ethereum, Cryptocurrencies, Gold, Private Businesses, Startups, Exotics & Much More, about how to invest in various assets at the "arms length" that the tax code requires. Jeff explores some unique investments clients have made that satisfy the legal requirements, as well as explaining the difference in the 2 types of self-directed IRAs. Key Takeaways: [2:09] What are "exotic" investments and how you keep your investments "at arms length" [5:12] There are 2 types of self-directed IRAs, the custodial model and the checkbook model [9:18] Finding financing for IRAs since you need a non-recourse loan [12:36] Do people set up multiple LLCs inside their IRA to get even more asset protection? [17:11] Make sure you do your research on self-directed IRA companies, because custodial companies rely on trust [20:17] Can you take possession of precious metals if you purchase them through a self-directed IRA? Website: |
Fri, 2 August 2019
Jason Hartman talks with Gary Boomershine, real estate coach, real estate investor and founder of REIvault, about the differences between real estate investors and a real estate entrepreneur, as well as ways that you can protect yourself from inflation. Gary and Jason discuss the great part of buy and hold investing and what Gary sees as the future for the economy and real estate. Key Takeaways: [2:28] What is a real estate investor? [6:28] Gary used to flip houses but now regrets every house he ever sold [11:44] Gary's experience as a hard money lender [17:53] Gary's take on the VRBO market [24:34] First position lending can be a hedge [30:31] Right now Gary's a bit pessimistic about the market and is taking some chips off the table, while some of his cohorts are going full in [32:58] The 3 areas Gary believes need to be very careful in today's market Website: |
Fri, 26 July 2019
Jason Hartman does another client case study with Lisa, and today is all about metrics. Lisa has seen the Pro Formas available on Jason's website but wants to know which lines are the most important to be looking at when evaluating a property. Then Jason and Lisa move on to self-management and some ways to find a handy man that are outside the norm. Plus, don't forget to celebrate Financial Freedom month throughout July! Key Takeaways: [2:56] The 3-5 things Jason looks at first in the Pro Forma [8:47] The very first thing you need to do when looking at any Pro Forma is checking the assumptions [12:09] Don't forget to watch and re-watch the 27 minute video that goes over the Pro Forma line by line [13:07] How Lisa used Lowe's to find a handy man [17:02] Why Jason's so excited about his new Empowered Investing Network [18:50] What to do for Financial Freedom month (coming this July) Website: |
Fri, 19 July 2019
Jason Hartman talks with Andrew Rybczynski, Senior Consultant at CoStar Portfolio Strategy, about what is happening on the construction side of both single family and multifamily properties. The tight labor market is causing unit completion to slow significantly, but there are a massive number of units being started. The two look at the impact of more millennials living at home on the shadow demand for apartments and whether renter demographics are still looking good. Key Takeaways: [1:28] We're seeing a lot of construction all around the country, what's the supply/demand outlook? [5:09] How much are construction costs going up? [9:08] We're not building single family homes as much as we used to [11:51] About 32% of adults 18-34 are living with their parents [15:3] Looking at the spread between an apartment cap rate and a triple B bond [18:58] How Andrew views renter demographics over the next 10 years Website: |
Sun, 14 July 2019
Jason Hartman and Adam today break down a video about how Fannie Mae and Freddie Mac influence the housing market in the United States. While their publicly stated goal is to make housing in the country more affordable, are they really doing that? Listen in to find out. Key Takeaways: [1:19] Fannie Mae Going Away? [3:39] The idea that we need a high home ownership rate is a false idea [8:11] How Fannie Mae props up the housing market [12:53] Fannie & Freddie have a stated goal of making housing more affordable, but they don't do that at all [22:24] If you're investing for yield rather than capital gains, the price of the house has much less importance [25:30] The importance of sustainable investing Website: www.JasonHartman.com/Properties How Fannie & Freddie Prop Up America's Favorite Mortgage by Wall Street Journal |
Fri, 5 July 2019
Jason Hartman talks with in-house economist Thomas about how interest rates in the past 10 years have compared to one another. The two explain why interest rates can be so difficult to predict and how these past 10 years are compared to the past. Key Takeaways: [3:12] Interest rates aren't completely unpredictable, but they're driven by things where you can't know exactly what's going on [6:29] Interest rates back in 2010 [16:07] #5 on Thomas' list is 2017, when interest rates dipped under 4% [20:43] 2015 makes up the #3 spot on the list with interest rates averaging 3.85% [24:37] The #1 year for interest rates in the past decade [28:51] Remember that real estate deals can be renegotiated Website: |
Fri, 28 June 2019
Jason Hartman and Adam examine the Investopedia article referring to the 9 common effects of inflation. The 2 types of inflation (cost-push and demand-pull) are also broken down in regards to how they impact your property value and rent. Then the two examine what impact the Trade War with China could have on the markets properties are available in. If production from overseas come back to the United States, where are we likely to see the impact? Key Takeaways: [3:40] The 9 common effects of inflation [8:36] The land value is the one that's susceptible to big swings in value [12:10] Cost-push versus demand-pull inflation [15:19] How the Trade War could create cost-push inflation in the linear markets we're investing in [18:34] If China ever manages to create a middle class they're going to have to deal with a new set of issues, which might make them an inopportune producer [23:21] When labor shortages hit construction it can make it incredibly expensive to build a house and retain the workers needed [28:00] Once the Trade War has ended, look at what job sectors are going to be impacted most and adjust your investing strategy accordingly Website: |
Fri, 21 June 2019
Jason Hartman talks with Rob Stephens, co-founder of Avalara MyLodgeTax, about whether the short-term rental market is oversupplied and what the impact of institutional investors is doing to the marketplace as a whole. They also discuss some of the tax implications of running short-term rentals. Key Takeaways: [1:39] Is the short-term rental market oversupplied? [5:07] How will short-term rentals hold up in the next economic downturn? [9:26] What has the increased usage of short-term rentals done to the timeshare market? [10:51] The way institutional investors are getting involved in short-term rentals [15:42] Tax compliance [18:57] How much do room/tourism/hotel taxes differ across the country? Website: |
Sat, 15 June 2019
Jason Hartman talks with Robert Greene, author of the new book The Laws of Human Nature as well as New York Times bestsellers like The 48 Laws of Power and The 33 Strategies of War, about how to approach people to put yourself in the best position for success as well as how to best change your life and circumstances. Robert goes over a few of his 18 laws to help you on your way. Key Takeaways: [4:06] Misjudging people is extremely expensive, and it's getting even harder to do with everything becoming virtual [6:25] Thinking about what other people need or are going through is one of the most important life skills you can develop [9:40] When you ask someone for anything, they are naturally going to be resistant [12:45] We are emotional creatures, largely governed by our emotions [24:18] You can change your own life and circumstances by working on your attitude [27:54] The biggest impediment in people's lives is the inability to affect or influence the people around them Website: |
Fri, 7 June 2019
Jason Hartman talks with Frank Barletta, Co-Founder and CEO of UpTop, about how his software can help self-managing property owners. Frank explains how UpTop helps landlords deal with leases and maintenance requests, as well as how to use the platform. Key Takeaways: [4:14] What does a landlord do with UpTop? [7:12] Where UpTop makes its money [12:18] How UpTop handles leases [13:05] Dealing with maintenance issues through UpTop Website: |
Fri, 31 May 2019
Jason Hartman has a client case study with David Nelson, who, along with his wife, has amassed a real estate portfolio that has allowed her to retire early to focus on their holdings. David discusses how his cockiness led him into a bad deal, why continual education is important and where his journey is heading. Key Takeaways: [17:19] David started getting cocky investing in 2016 and didn't pay enough attention to his inspection [20:24] Jason's group doesn't do any one off deals [24:28] How self-management has gone for David so far [29:18] When you combine education with action you can accomplish nearly anything [33:01] Why being 80% in on one asset class isn't necessarily a mistake Website: |
Fri, 17 May 2019
Jason Hartman talks with Josh and Mike from Elite Group Inspection Professionals about what to expect when getting a home inspection. A good home inspection can save you thousands, and a bad home inspection can cost you thousands. It can be tough to figure out who you can trust when you're getting one done, but Josh and Mike give you some resources to finding a competent inspector and what the major things you should be looking for on your inspection reports. Key Takeaways: [3:28] Make sure you check your home inspector for licenses, certifications and insurance [6:15] Some of the biggest concerns from buyers [10:54] The pros and cons of various roof types [15:48] Expect a lot detail about repairs needed in your inspection, but not about how much they will cost to fix [19:22] What to look for on the interior of the house [22:29] When you need to get a re-inspection done [25:18] Some of the common plumbing problems Website: |
Fri, 10 May 2019
Jason Hartman talks with client Drew Baker about the new developments in Drew's journey in self-management. Drew gives Jason a rundown on how he deals with lease renewals, some of the repairs he's doing to his properties in order to retain his tenants, and what software he's using to keep track of it all. Jason also gives Drew a little bit of advice on how he may be able to accelerate his depreciation in a cost effective manner. Key Takeaways: [3:23] The one type of pollution that China doesn't have, that America has PLENTY of, is noise pollution [8:43] An update on Drew's self-management process [11:45] Cost segregation studies have become reasonably priced for single-family homes and could well be worth the cost [16:37] Drew tries to get his leases to come up for renewal in the warmer months, as well as signing a 2 year lease [20:07] Drew's approach to lease renewals Website: |
Fri, 3 May 2019
Jason Hartman talks with client Greg Scott about his journey from accidental landlord to an owner of multifamily properties. Greg and Jason examine why people don't know whether they're winning or losing, how Greg was able to continue investing through the Great Recession, and what sort of demographics are making being a landlord look better and better. Key Takeaways: [2:26] Greg's journey to becoming an accidental landlord [6:03] People often don't know whether they're winning or losing [11:09] When you hear about the returns people get from real estate and want to do the same, you have to actually act on it [12:43] Greg's plan for his new multifamily facility [15:29] How worried was Greg when he was investing in property during the Great Recession? [19:35] Does Greg see the same thing about high rental demand as Jason does? Website: |
Mon, 29 April 2019
Jason Hartman talks today with Frank Gallinelli, founder and President of Real Data and author of the book What Every Real Estate Investor Needs to Know About Cash Flow & 36 Other Key Financial Measures, about what metrics Frank finds the most important for single family home investors to pay attention to. They also discuss the "holy grail" metric that investors should be using and when you actually SHOULDN'T invest in real estate. Key Takeaways: [1:53] What are the core metrics that real estate investors should be looking at? [6:39] You should try and forecast best case, worst case, and in-between case for your properties [8:02] What is discounted cash flow? [10:36] The holy grail metric is still IRR (Internal Rate of Return) [12:26] A different way to view Return on Equity [15:59] Is there a time where it doesn't make sense to acquire properties? [21:44] Education is absolutely vital to being a good investor Website: |
Fri, 19 April 2019
Jason Hartman talks with Julia, who will be speaking at the event in Savannah, GA about tax liens and deeds. She gives a brief intro to what they are and what she'll be discussing at the event. Key Takeaways: [2:21] An intro to tax liens and tax deeds [3:19] How Julia was able to buy a house in Savannah for simply paying back taxes [5:48] Julia will be teaching how to avoid problem properties and how she evaluates deals Websites: |
Fri, 12 April 2019
Jason Hartman talks with Cliff Hayden, creator of Show Me the Rental, about how he started his business, what his software does, and property management tips for real estate investors. Key Takeaways: [1:36] What frustrated Cliff enough to create Show Me the Rental [3:30] How Show Me the Rental works [7:30] Some sample questions Cliff's software might use [11:45] What platforms Show Me the Rental connects with [13:12] Cliff's property management tips Website: |
Fri, 5 April 2019
Jason Hartman talks with Ryan Minekime, co-founder of REIanalyst, about how his tool allows investors to whittle down their list of potential properties quickly. Key Takeaways: [1:30] REIanalyst was born out of a need Ryan had to see more properties in less time [4:38] How Ryan's data is figured out when making assumptions on properties [7:21] Where REIanalyst gets their data [11:16] Information for investors is severely lacking Website: |
Fri, 29 March 2019
In this off-topic 10th episode, Jason Hartman talks with Tal Ben-Shahar, co-founder of The Happiness Studies Academy and best-selling author of Happier and the new book, Short Cuts to Happiness: Life-Changing Lessons from My Barber, about how you measure happiness, predictors of happiness and what sorts of things Tal was able to learn from his barber. They also discuss whether Millennials and Generation Z to see if they've been coddled too much or if we've just learned how to better communicate with them. Key Takeaways: [4:30] How do you rate a country's happiness? [6:57] There's only one thing that predicts happiness levels on a national level [11:16] The hazards of social media on happiness [13:18] Lessons learned from Tal's barber [18:48] How to praise people properly to encourage growth [21:37] If you don't teach people to face reality then you're setting them up for failure [25:01] The first step toward happiness is, surprisingly, allowing in unhappiness Website: |
Fri, 22 March 2019
Jason Hartman talks with client Ira Boyd about his journey in real estate investing. Ira started off purchasing properties on his own, with some success but not as much as he'd hoped. After he found Jason's network, however, he's gotten in much better properties and is up to 12 investment properties and his personal residence. Ira discusses how live events aided his journey, where he sees his future in real estate investing, and what areas he thinks he needs to work on. Key Takeaways: [2:16] It's almost better not to see the property, because then you're buying based on intellect and not emotion [5:34] Meet the Masters gave Ira the traction he needed to start investing through Jason's network [8:44] Ira can't stress enough how much you need to go to an event and how helpful it will be [13:12] Ira's plan for his portfolio [17:08] Ira's policy on rent increases needs work Website: |
Fri, 15 March 2019
Jason Hartman welcomes Lisa Tomita, a client with 4 properties who has recently decided to self-manage two of her properties. Jason and Lisa discuss the ups and downs of investing and how self-managing has turned Lisa into a more empowered investor ready to deal with all the bumps along the way as she moves closer to her financial independence. Key Takeaways: [4:04] Lisa's tenant saved her $200 because of the relationship they've developed [8:53] Lisa recently quit her job so she could focus full time on real estate [12:58] Self-managing has made Lisa feel more empowered and learned [17:23] One of Lisa's deals that hasn't gone well broke 4 of Jason's 10 commandments [23:58] Income property is so durable it's like the self-healing asset Website: |
Fri, 1 March 2019
Jason Hartman talks with Dan Amerman, CFA and author of books such as Mortgage Securities and Collateralized Mortgage Obligations: Unlock The Secrets Of Mortgage Derivatives, about how a heavy handed Fed has changed how inflation and housing have correlate to each other, why the Fed reacts to quickly, what the Fed is setting interest rates up to do, and much more. Key Takeaways: [3:46] The Federal Reserve is getting more heavy handed as years go by, and hints of a coming recession could lead to more intervention [8:40] Housing tracked inflation better than gold until the Federal Reserve got real heavy handed after 2001 [13:29] The Fed reacts too quickly to things [15:08] Dan's prediction of where interest rates are about to head [20:52] Certain Fed actions and yield curve inversions seem to have a correlation [24:26] The 2 ways to look at inflation [27:48] The self-liquidating debt Website: |
Fri, 22 February 2019
Jason Hartman talks with Tom Wheelwright, 2019 Meet the Masters speaker and Rich Dad Advisor, about how to help yourself in your legal tax avoidance using practices such as real estate professional, whether Opportunity Zones might be worth investing in, and why taxes tend to be higher when you retire. Key Takeaways: [4:18] The question you need to ask yourself if you can't qualify to be a real estate professional [8:22] One of the most underutilized assets people have is other people's tax brackets [10:10] Tom's views on Opportunity Zones [14:19] The pass through tax deduction and how it applies to real estate investors [18:22] Being a real estate professional can sometimes mean you can take early withdrawls from an IRA and actually completely negate the penalties [21:29] You tend to lose a lot of deductions when you retire, so your planning leading in to retirement is crucial [23:03] The 2 challenges with Roth IRAs when it comes to investing Website: |
Fri, 15 February 2019
Jason Hartman has been in the Baton Rouge market before, but haven't been there for a while. Now, however, an old LMS is back with new, built-to-rent, construction that provides some solid return on investment. Jason talks to him about why he's back in Baton Rouge, what the new construction looks like, and the pervasiveness of institutional investors that drove him out of the Atlanta market. Key Takeaways:
[2:49] What kind of properties are being built in this round of inventory [7:51] Every apartment complex is a build-to-rent deal, but single family build-to-rent is becoming a bigger and bigger market [10:31] Institutional investors come in with massive amounts of capital that has to be deployed quickly, and it has led them to accept lower returns [14:25] Are any of the new properties assisted housing? Website: |
Fri, 8 February 2019
Jason Hartman talks with NeighborhoodScout's Founder & CEO, Andrew Schiller, about his company's predictions for the hottest appreciating markets in the US for 2019. Andrew lists the top 10 markets expected to appreciate as well as how to identify an area that's poised to make a turnaround. Key Takeaways: [4:41] National numbers are all well and good, but they don't really matter near as much as local numbers [6:11] Some of the hottest forecasted appreciation markets in 2019 [9:53] How big are Census Tracts and Micro Neighborhoods? [14:14] What factors makes a neighborhood turn around? [18:18] Property crimes are much less an impediment to property values as violent crime [23:52] How do you use Neighborhood Scout to figure out if a neighborhood is turning around? Website: |
Fri, 1 February 2019
Today's show is all about helping you grow your real estate portfolio as tax free as possible. When you are ready to sell one property and purchase other ones with the proceeds there's no need to pay capital gains taxes at that time when you have a vehicle like a 1031 exchange. Join Jason Hartman and Dino Champagne, Los Angeles Division Manager & VP at Asset Preservation Incorporated, as they discuss the strategies, the complexities and the savings that 1031s can provide. Key Takeaways: [3:17] How a 1031 Exchange works [5:51] Try and avoid a reverse exchange as best you can, because they can get real tricky and lendors aren't fans of them [7:48] The 45 and 180 day timeframe of a 1031 exchange [10:37] The 3 different ways you identify properties in a 1031 exchange [14:59] How much money can a 1031 exchange actually save you and your heirs? It's pretty astounding [20:18] 1031 exchange accomodators aren't highly regulated, which has led to some scams over the years. What questions do you need to ask when you're searching for one? [24:19] Changes the new tax law has made on 1031 exchanges [26:50] Are Opportunity Zones overhyped? [32:23] With Opportunity Zone investing being so new, vetting the sponsor of the deal is more important than ever Website: |
Fri, 25 January 2019
Jason Hartman has a client case study with Curtis discussing Curtis' real estate investing journey so far, accumulating 13 properties in the past 3 years. Curtis gives a story about how he dealt with a massive insurance claim and how real estate investing is helping in his long term plans. Key Takeaways: [5:32] How bagels got Curtis and his wife into real estate [11:15] Curtis' experience has been incredibly positive so far [14:25] Curtis' local insurance was a life saver for them when property damage occurred [18:34] What are Curtis' plans with his cash flow? [22:47] Curtis had to be "deprogrammed" in order to real estate invest Website: |
Sat, 19 January 2019
Jason Hartman talks with Venture Alliance member Mike Zlotnik about the new trend in real estate investing, which is "Opportunity Zones". The two discuss what they are, when they can be a good idea, how the funds work and some potential tax implications. The two implore the listener to vet your sponsor before investing, not invest just for tax purposes and aligning your interest. Key Takeaways: [3:30] Mike's thoughts on deals in opportunity zones [6:37] How funds work when investing in Opportunity Zones [10:48] How are fund managers being successful getting people to invest [14:22] Some potential tax implications [17:25] Don't make the deal just for tax benefits. The deal needs to make sense BEFORE the tax benefit [21:55] Your fund manager needs to have some skin in the game [26:48] It's important to understand what a quality sponsor is [28:51] The 2 major layers to pooled money investments [31:25] Alignment of interest Websites: |
Fri, 11 January 2019
Jason Hartman talks with Etienne Deffarges, author of Untangling the USA: The Cost of Complexity & What to Do About It, about some of the most pressing issues facing the country, such as health care and our banking system. They look at what exactly is causing the issues, but don't just focus on the problems. Etienne and Jason also discuss the most important part of the problems: their solutions. Key Takeaways: [1:26] We as a society make things much more complex than we need [6:51] Etienne's solution for health care [13:04] How can we improve the world of finance? [17:15] Etienne is in favor of banks having to have a higher equity to debt requirements [20:35] With all of these problems in the world, what's the solution? Website: |
Fri, 4 January 2019
Jason Hartman talks with Matt Taibbi, contributing editor at Rolling Stone and author of books such as Griftopia and The Divide, about bubbles. The two explore how Fed policy has been leading to bubbles throughout the years, how Wall Street is designed to take advantage of the average citizen and what we can learn from the history of bubbles. Key Takeaways: [3:06] There's a pretty decent path from Fed policy to bubbles [7:36] How the Great Recession came into being [12:12] Institutions have learned how to create a bubble to profit from, but then also be prepared to make money when their own bubble bursts [16:19] As long as trades are occuring Wall Street is making money [18:09] How investment bankers are auctioning off America's infrastructure [22:49] What is the investor's lesson from the bubble machine? Website: |
Sat, 22 December 2018
Returning guest Adam Schroeder joins Jason Hartman for this episode, as the two discuss the steps for transitioning from professional management of rental properties to self management. Adam and his wife have 3 (going on 4) properties and are thinking that the time is soon coming to venture out on their own. But before doing that there are some important things to do like what information to get from your property manager, what kind of initial contact to have with the current tenant, finding forms and contracts when you're finding/reupping tenants, pet rent, and more. They also discuss finding repair people, what to expect from property management software, whether to allow grace periods and what kind of late fees to charge. Key Takeaways: [4:24] Sometimes removing a property manager actually makes things easier [7:43] The information you need to get from your current property manager if you're going to make a switch [12:42] A way to change your relationship with your property manager rather than completely ending it [15:25] Bad property manager reviews on sites like Yelp might be a good thing, that's why you have to read them [20:23] Insurance: individual policies or a commercial policy? [25:07] You should have a clause in the lease stating which repairs the tenant is responsible for [29:33] What to expect from property management software [33:36] The importance of an increasing late fee Websites: |
Fri, 14 December 2018
Jason Hartman talks with Keith McIntosh, President of McIntosh & Associates, LLC, about protesting your property taxes for your rental properties across the country. Keith explains the different ways you can protest your taxes, why the government big data doesn't get it right all the time, and more. Key Takeaways: [2:01] The property tax process & the 3 typical opportunities to dispute [8:27] How does the process with Keith's company work? [10:51] Why is Keith's "big data" different/better than the tax assessors? [15:34] Is there a non-automated product available? [17:51] How much people are usually able to save when protesting their taxes using Keith's data [20:04] Protesting your taxes gives you a cumulative effect over the years Website: |
Fri, 7 December 2018
Jason Hartman talks with Paul Moore, author of The Perfect Investment: Create Enduring Wealth from the Historic Shift to Multifamily Housing, about what demographics are telling the two of them about the next decade for landlords, as well as home ownership rates and the current habits of both baby boomers and millennials. Key Takeaways: [1:46] How the demographics for the next decade looks for landlords [3:44] Where Jason believes home ownership rate should be [5:59] The faster growing demographic of renters is the baby boomers [8:59] Millennials are renting in large numbers, partially thanks to the portability society [12:55] What investing really is and other investment philosophies Website: The Perfect Investment: Create Enduring Wealth from the Historic Shift to Multifamily Housing |
Fri, 23 November 2018
Jason Hartman talks with Mitch Stephen, author of My Life and 1,000 Houses, on Mitch's start in real estate, the importance of not having 100% occupancy, how to determine if your market is overbuilt, doing due diligence, and more. Key Takeaways: [2:38] Is self-storage overbuilt? How Mitch tries to minimize his competition [8:05] Self-storage facilities can go up really quick, is it better to buy an existing or build a new one? [12:45] Jason's revelation about commercial vs self-storage real estate back in 2010 [16:20] Why you never want to be full in any sector of real estate investing & what you should do if facilities in the area are full [19:49] Some of the due diligence Mitch does when looking for a facility to buy Website: |
Fri, 16 November 2018
Jason Hartman talks with Nick Vertucci, author of Seven Figure Decisions and founder of NV Real Estate Academy, about Nick's journey through the real estate world after his tenure in the tech industry. Nick spills the details of his change and why he switched from selling and flipping to educating. The two discuss the downsides of real estate, but also the incredible rewards that can come if you stick with it, make decisions and keep moving forward. Key Takeaways: [1:20] Nick's journey from selling and flipping real estate to the education side [7:48] Nick's first realization that he was making 7 figure decisions, and what true leaders all have in common [10:50] Real estate isn't perfect, and it isn't easy, but it can bless you significantly [14:32] Whether it's full or part time, have the entrepreneurial spirit and go create wealth [16:25] Decision making is one of the most important things a successful person has to have Website: |
Fri, 9 November 2018
Jason Hartman plays some of his segment from the latest Cash Flow Wealth Summit where he talks about the 6 ways the US government can solve their $220 trillion obligation and which one we can take the most advantage of as investors. Key Takeaways: [2:57] The difference between money and currency [5:50] The 3 basic economic maladies [8:01] The entitlement society isn't going to change, so align your interests [9:45] We must understand the motivations of governments and central banks [11:43] The 6 ways the government can deal with the looming entitlement bill [19:23] The most likely solution the government will choose [23:02] Inflation is the most powerful method of wealth redistribution from lenders to borrowers, old to young Website: www.JasonHartman.com/Properties |
Fri, 2 November 2018
Jason Hartman talks with Joe Melendez, Founder & CEO of Value Insured, which features a new product that can reimburse homeowners up to their full down payment if the market went down when they sold their house. The two discuss the lack of inventory in the entry level home market, the hazards of regulation on today's market, and how Value Insured is able to work to help home owners. Key Takeaways: [2:30] The entry level home market has been completely shut out from new home construction [5:55] How to encourage builders to builder entry level homes [9:50] Where is all the manufactured housing that people have been expecting? [12:43] Equity insurance for the homeowner [19:17] The math behind the equity insurance [24:02] $60/year for equity insurance seems to say that Joe is bullish on the housing market. Is that true? [27:11] When will the equity insurance for investors be available? Website: |
Fri, 26 October 2018
In this 10th episode, Jason Hartman talks with Steven Landsburg, Professor of Economics at Rochester and author of Can You Outsmart an Economist, about the big economic questions of the day. Steven explains why central planning will never work, the "Economic Berlin Wall" Jason proposes, and why more sex is safer sex (and how that applies to economics). Key Takeaways: [5:25] It's virtually impossible for central planners to get economic issues right [9:55] How minimum wage is taken care of by the Earned Income Tax Credit [13:14] The "Economic Berlin Wall" in today's society [22:55] Using economics when considering the world's population Website: |
Fri, 28 September 2018
Jason Hartman talks with client Diana Dine about her experience investing in real estate. Diana just recently bought her first home and is now up to 5 properties between Jackson and Memphis. She recently went to both cities to meet with the Local Market Specialists and discusses her future plans as she moves toward her financial independence. Key Takeaways: [2:15] Why did Diana get interested in real estate? [6:16] Diana decided to buy her first property at the 2018 Meet the Masters [7:35] Diana's experience meeting the Local Market Specialists [12:05] How many properties Diana thinks she needs to reach financial independence Website: |
Fri, 14 September 2018
Jason Hartman talks with Matthew Gardner, Chief Economist at Windermere Real Estate. The two discuss what's going on in the macro US economy, what's going on with home inventory levels, some of the easiest ways to lower home prices, and the Millennial's (mostly futile) quest to save up for a down payment. They also discuss the lack of home inventory and why the loosening of credit regulations isn't going to impact home sales as much as some are hoping. Then they also delve into millennials trying to afford homes and WHERE they can actually afford to live. Key Takeaways: [1:18] What's Matthew's take on what's going on in the macroeconomy [4:06] What's going on with new home development? Will there be any break in inventory shortgage? [8:19] The easiest way to lower home costs and ease the inventory crisis is by easing regulatory burdens [11:54] Millenials are having a hard time saving up for a down payment and are asking for a loan from the bank of Mom & Dad [14:39] Milennials want to live in the "exurbs" in townhomes, but home prices are pushing them out further [17:05] It's taking a credit score of 740 to get a mortgage loan these days, but even if more people become eligible there's no inventory [20:16] Factors that could trigger the next business cycle recession and what the next recession might look like [24:34] Who are the "Boomerang Buyers" and how might they impact the single family rental rate growth? Website: |
Fri, 7 September 2018
Jason Hartman talks with 24 year old real estate investor Ben Mizes, co-founder of Clever Real Estate, about how he got started in the business, what lessons he's learned over his time in the industry, and what technologies he's using to keep up with all his properties. Ben also gives a few best practice tips to those who want to get involved in real estate like he is. Key Takeaways: [1:23] How Ben became interested in real estate [5:23] Ben's deal experience as he started growing his portfolio, and why his 2nd deal may have been his most important [9:34] Ben's thoughts on what's happening in the real estate industry as a whole [13:10] Best practices when managing your own properties is to make sure you make your expectations very clear with your tenants [17:45] If you don't do a good job with repairs it makes managing the building that much harder [20:05] The two main technologies Ben is using for his real estate, and one hack Ben uses to allow his tenants to pay cash Website: |
Fri, 31 August 2018
Jason Hartman talks with Dr Andy Krause, Principal Data Scientist at Greenfield Advisors and AVM Analytics, about the state of automated valuation models (AVMs), the potential future for AVMs, how they work, and what practicalities are slowing their development down. The two also discuss the wide range of uses AVMs have, how they're going to be changing moving forward, and how short-term rentals are impacting housing markets across the country. Key Takeaways: [1:16] The biggest AVM people know about is Zillow [2:18] The science (and accuracy) behind current AVMs [5:11] 2 things that are stopping a database from happening that would significantly improve appraisals [9:42] How does the AVM come up with a value? [15:17] What the AVMs do outside of simply valuing individual homes [17:38] The future of AVMs [20:57] The effects of the short-term rental market on the overall housing market Website: |
Fri, 24 August 2018
Jason Hartman talks with Natalia Karayaneva, founder of Propy, about how the blockchain can be used in real estate transactions. The main purpose of doing so is that it can drastically reduce closing costs, and potentially eliminate the need for title insurance in the future (if states allow it). Jason and Natalia look at the uses for Propy and how it can be used both in and outside of the United States. Key Takeaways: [1:31] How can the blockchain be used in the real estate world? [8:27] Do countries outside the US needs this more than the US does? [13:05] Propy is mostly going to be cutting down on closing costs [14:13] How do you use Propy in real life? [18:55] What's the future for Propy? Website: |
Fri, 17 August 2018
Jason Hartman talks with Jeff Cronrod, founder of the American Apartment Owner Association & founder of Rent Recovery Service, about his new program called Lease Guarantee, and how landlords need to take a more aggressive approach toward tenants who don't pay. They focus today on property management best practices and tenant screening. Key Takeaways: [22:02] What is Lease Guarantee? [24:18] How much does the Lease Guarantee cost and what exactly does it cover? [28:32] The steps you have to go through when a tenant misses their rent payment [31:40] What judgement do you need to get for Lease Guarantee to pay out? [20:02] Jeff's property management best practices, and proper tenant screening [24:18] What sort of reports are available for landlords? [20:02] Jeff's property management best practices, and proper tenant screening [24:18] What sort of reports are available for landlords? Website: |
Fri, 10 August 2018
The worlds of cryptocurrencies and crowdfunding can work in harmony, but the world of the long term cryptocurrency lover and day traders may not be so harmonious. Jason Hartman talks with David Drake, founder of LDJ Capital, about what's going on in the cryptocurrency world, regulations on the ICO market, and how currencies like Bitcoin might be incorporated into international currency baskets. Key Takeaways: [3:33] What kind of regulations do ICOs have? [8:13] Cryptocurrencies are now seeing two worlds collide: the old guard of people who are buying and holding versus the hedge funds coming in to trade and make money quickly [12:12] G7 might put Bitcoin into their currency baskets because they're anti-inflationary [15:07] Can cryptocurrencies overcome any potential opposition from governments and central banks? Website: |
Fri, 3 August 2018
Jason Hartman presents a client case study with Muthiah where the two discuss an incident Muthiah recently had with a vendor, and what actions you can take when you're being wronged. They explore the actual process of Muthiah filing a claim against a bad provider and how he was about to get restitution after some avenues had failed. Jason also explains how to get a hold of his Hall of Shame resource list, and why you should file complaints even if they're not likely to help you alone. Key Takeaways: [2:37] What happened to Muthiah that created tension with the seller [5:13] If the seller wants to close before the repairs are completed, the only way you accept is if they have money held in escrow in case they don't do what they promised [8:28] The two ends of the company spectrum [11:28] What Jason wants you to negotiate with your property management contract [15:41] The inherent conflict of interest with property managers [23:04] Muthiah has never tried to self manage his current 20 properties [26:04] Want Jason Hartman's Hall of Shame resource list? Fill out any form on JasonHartman.com [28:22] Muthiah's process of filing complaints against the provider [32:53] You're not just filing these complaints for yourself, it's your duty to protect other people Website: |
Fri, 27 July 2018
There is a lot of talk in the news lately about a possible downturn in the US economy, yet Jason’s guest, Ali Wolf of Meyers Research is staying bullish. She says the important indicators to watch aren’t showing the normal warning signs of a market drop. Ali also discusses the trends of Millennials with regards to renting vs. buying a home, their purchasing cycles and what they are willing, and not willing, to pay for. Key Takeaways: [01:03] Are we at the end of a business cycle? [04:30] Ali uses the Quits ratio to judge the state of the economy. [06:39] Three critical indicators to use as early warning signs to a possible market drop. [09:29] Wiil Millennials be staying put and buying homes or are they the rental generation? [16:33] Why modern, prefab homes may offer Millennials more amenities than space. [27:34] Inventory of existing, resale housing is lower in every single market Zondo tracks. Website: |
Fri, 20 July 2018
In this 10th episode, Jason Hartman talks with Dr. Robert Whaples, Professor and Chair in the Department of Economics, Wake Forest University and co-editor and managing editor of The Independent Review. The two discuss the current Pope's world view and the nature of the Catholic church today. Key Takeaways: [2:58] What is Pope Francis' world view? [7:23] How the economy is connected to the environment in the Pope's world view [13:02] Do we need environmental regulations and taxes? [14:49] Have we just exported our pollution? [20:05] Where does the Catholic church come in on the uneven playing fields of markets and oligarchies Website: |
Accredited Income Property Investment Specialist (AIPIS)
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