Fri, 30 June 2017
AIPIS 191 - The Color of Law: A Forgotten History of How Our Government Segregated America with Richard Rothstein
Neighborhoods throughout America are more segregated than ever, and a lot of people don't realize that governmental action is a big reason why. Richard Rothstein is author of The Color of Law: A Forgotten History of How Our Government Segregated America, and he tells Jason about how laws kept certain groups of people in certain areas of society, and how it still resonates today. Richard also tells Jason some pretty simple rule changes that could spur integration, and more affordable housing in general, throughout the country.
[1:27] The government's involvement in the segregation of our neighborhoods
[3:58] How governmental actions created segregated suburban communities like Levittown, NY and Lakewood, CA
[7:27] The FHA would only guarantee loans to developers if they promised not to sell homes to African-Americans
[10:24] The Fair Housing Act of 1968 didn't actually solve any problems because the home values had become unaffordable for working class families
[19:08] Jason's take on "Environmental Racism"
[23:12] There has been some recent growth of African-American suburbs, but not integrated suburbs
[27:07] Richard's take on Ben Carson as head of HUD & Section 8 housing
[30:39] How Section 8 housing re-enforces segregation and keeps people out of middle class neighborhoods, while allowing landlords to raise their rents
Fri, 23 June 2017
From comments made online to business practices, it's important to know how much damage your speech can have, both to the subject of your speech and to yourself in any potential lawsuit.
[2:23] Floyd's background and some of the landmark cases he's been a part of like the Pentagon Papers
[6:25] The First Amendment and college campus free speech issues
[8:10] Areas of our society we don't realize are government controlled and subject to different free speech rules
[10:45] The broadcast medium is nearing the free speech protections as print media
[15:17] The First Amendment and "fake news"
[20:03] The First Amendment and the internet users getting sued for comments/reviews/etc
Fri, 16 June 2017
The housing market is always on a pendulum, but where are we now? Self driving cars are going to be changing the dynamics of our society, but are they going to push more people into the city or have more people moving to the suburbs? Jason Hartman and Matt Slepin, President of Terra Search Partners, discuss what is going on in real estate today, and how our changing environment is impacting real estate in the future.
[3:06] Where Matt thinks we are in the business cycle, and whether we've overbuilt apartments
[7:19] The issues going on in the retail and office investment markets, and why apartment investing makes more sense these days
[11:43] The rise of the autonomous vehicles and how they will change the real estate demand equation
[15:59] What does Urban Land Institute do and what issues are being discussed?
[19:52] What Matt has learned in his real estate podcast
[23:21] Two conflicting trends in property management
Fri, 9 June 2017
Bob Miller might have started his career as a police officer, but he didn't stop there. He worked his way up to become the longest serving governor in Nevada history, with a mindset of encouraging economic development through environmentally friendly tourism, specifically Las Vegas.
But Vegas wasn't always in Bob's future. Bob's dad was a gaming pioneer, and he steered Bob away from the Vegas experience and pointed him in the direction of legal advocacy. After he graduated from law school and worked his way up to the governorship, Bob used his legal background to help Nevada transition Vegas into the powerhouse of entertainment that it is today.
Jason Hartman and Bob talk about Bob's new book Son of a Gambling Man, and what Vegas was, what it is, and how the law impacted Bob's entire life.
[6:05] Where Bob sees Las Vegas, and the state of Nevada, headed
[11:02] When Vegas changed from a place with cheap food/transportation/hotel rooms to get you to come in and gamble, to a place where it's expensive and has booming business outside of gambling
[16:03] Bob's experience as a lawyer
Fri, 2 June 2017
New Fannie Mae rules were recently announced, and it's going to impact your financing. Joe, Jason Hartman's lender, is here to talk about how these new rules are going to impact your investment home purchasing. There are caveats to the 20% down on your first 10 properties, but once you own the property, you have options.
[2:10] Fannie Mae allows borrowers to put 20% down or the first 10 properties.
[4:23] Interest rates are rising so lock the rate on your property rate now.
[9:17] 85-90 days in the maximum time to lock in a rate.
[10:48] Joe explains loan level price adjustments to rate.
[13:02] The Trump administration may replace the head of the Consumer Financial Protection Bureau.
[17:55] The ease or difficulty of qualifying for a loan.